Major Rating Factors:
History of adequate reserve strength (5.8 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.0) despite. Stability strengths include good operational trends and good risk diversification. Strong long-term capitalization index (8.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability index (8.6). Excellent expense controls. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
DC
Principal Investments:
Investment grade bonds (89.5%), cash (9.1%), other (1.4%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
201 S. Main Street
Ann Arbor, MI 48104
Ann Arbor, MI 48104
Phone Number
(734) 996-2700
NAIC Number
11832
Website
Largest Affiliates
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