E
Homeowners of America Ins Co
IrvingTX
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
8,235
9,629
17,864
53.90%
39.58%
2023
9,455
5,375
14,830
36.24%
36.96%
2022
8,904
5,038
13,942
36.14%
37.07%
2021
11,645
7,210
18,855
38.24%
39.17%
2020
5,403
2,774
8,177
33.92%
35.42%
2019
4,257
2,486
6,743
36.87%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
3
3
100.00%
12.20%
2023
0
7
7
100.00%
16.34%
2022
0
6
6
100.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1
2
3
66.67%
20.93%
2019
0
6
6
100.00%
16.90%