Homeowners of America Ins Co

Irving, TX

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.70

Risk Adjusted
Capital Ratio #2

0.60

Loss
Ratio

102.86%

Total
Assets

348.73M

Capital

105.72M

Net
Premiums

121.26M

Net
Income

12.96M

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Weiss Ratings	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Rating	D
Capitalization Index	2.80
Investment Safety Index	--
Liquidity Index	0.40
Profitability Index	2.20
Reserve Adequacy Index	6.30
Stability Index	6.40

Company Info	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	12536
Phone Number	(949) 922-9900
Website	hoaic.com
Address	1400 Corporate Drive Irving, TX 75038

Balance Sheet	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	348.73M

Capital and Reserves	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.70
Risk-Adjusted Capital Ratio #2	0.60
1-Year Reserve Development	-1,790.00%
2-Year Reserve Development	320.00%
Capital	105.72M
Premium to Surplus	110.00%
Reserves to Surplus	30.00%

Investments	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	27.80%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	80.00%
Combined Ratio	100.00%
Expense Ratio	0.00%
Loss Ratio	102.86%
Net Premium Growth	-50.00%

Other Medical	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Homeowners of America Ins Co Irving, TX	Click to Compare	Click to Compare	Click to Compare
Net Income	12.96M
Net Premium	121.26M
Health Premium	--