Adirondack Ins Exchange
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7,047
953
8,000
11.91%
22.80%
2023
9,648
1,448
11,096
13.05%
22.83%
2022
11,479
1,721
13,200
13.04%
23.10%
2021
11,463
1,820
13,283
13.70%
22.81%
2020
9,531
1,665
11,196
14.87%
21.51%
2019
12,117
2,426
14,543
16.68%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,327
1,278
3,605
35.45%
39.63%
2023
2,720
1,701
4,421
38.48%
36.96%
2022
3,437
199
3,636
5.47%
37.07%
2021
5,594
3,799
9,393
40.45%
39.17%
2020
6,919
3,645
10,564
34.50%
35.42%
2019
9,076
4,118
13,194
31.21%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
12.77%
2023
0
4
4
100.00%
16.34%
2022
0
2
2
100.00%
11.13%
2021
0
4
4
100.00%
18.93%
2020
0
7
7
100.00%
20.93%
2019
0
7
7
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,012
1,426
3,438
41.48%
45.00%
2023
2,643
1,857
4,500
41.27%
44.64%
2022
2,836
2,039
4,875
41.83%
46.15%
2021
3,247
2,340
5,587
41.88%
46.87%
2020
3,557
2,218
5,775
38.41%
43.90%
2019
5,603
3,631
9,234
39.32%
42.09%