E
Adirondack Ins Exchange
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.40
Risk Adjusted
Capital Ratio #2
0.30
Loss
Ratio
73.48%
Total
Assets
245.03M
Capital
20.69M
Net
Premiums
190.09M
Net
Income
-16.48M
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Weiss Ratings Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Rating E
Capitalization Index 1.10
Investment Safety Index --
Liquidity Index 2.80
Profitability Index 0.30
Reserve Adequacy Index 4.40
Stability Index 0.00
Company Info Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Industry P&C
NAIC Number 12583
Phone Number (800) 526-0332
Website www.aie-ny.com
Address 450 W. Hanes Mill Road Winston-Salem, NC 27105
Balance Sheet Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Total Assets 245.03M
Capital and Reserves Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Risk-Adjusted Capital Ratio #1 0.40
Risk-Adjusted Capital Ratio #2 0.30
1-Year Reserve Development 460.00%
2-Year Reserve Development 1,090.00%
Capital 20.69M
Premium to Surplus 950.00%
Reserves to Surplus 500.00%
Investments Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 9.65%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 120.00%
Expense Ratio 40.00%
Loss Ratio 73.48%
Net Premium Growth 30.00%
Other Medical Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Adirondack Ins Exchange
Winston-Salem, NC 		Click to
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Net Income -16.48M
Net Premium 190.09M
Health Premium --