E
AMERICAN MUTUAL SHARE INS CORP
DublinIL
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Weak overall results on stability tests (0.5 on a scale of 0 to 10) including potential drain of affiliation with American Mutual Share Group and weak results on operational trends. Good overall profitability index (6.6). Excellent expense controls.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.3) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AL, AZ, CA, ID, IL, IN, ME, MT, NV, NH, OH, TX
Principal Investments: Investment grade bonds (75.9%), common stock (14.7%), cash (5.7%), real estate (0.3%), other (3.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
American Mutual Share Group
Investment Rating
--
Company Address
5656 Frantz Rd
DUBLIN, OH 43017
Phone Number
(614) 764-1900x133
NAIC Number
12700
Largest Affiliates
C
DUBLIN, OH - P&C
Weiss Ratings