B
MDOW Ins Co
Houston,  TX
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.71
Risk Adjusted
Capital Ratio #2
5.52
Loss
Ratio
0.00%
Total
Assets
30.11M
Capital
24.50M
Net
Premiums
310.27K
Net
Income
1.22M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
150
44
194
22.68%
23.88%
2024
202
35
237
14.77%
23.31%
2023
71
10
81
12.35%
22.83%
2022
48
11
59
18.64%
23.10%
2021
44
9
53
16.98%
22.81%
2020
81
11
92
11.96%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,071
244
1,315
18.56%
38.98%
2024
1,322
359
1,681
21.36%
39.58%
2023
1,265
208
1,473
14.12%
36.96%
2022
664
195
859
22.70%
37.07%
2021
733
209
942
22.19%
39.17%
2020
1,163
246
1,409
17.46%
35.42%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
94
15
109
13.76%
45.21%
2024
82
15
97
15.46%
45.23%
2023
25
10
35
28.57%
44.64%
2022
21
7
28
25.00%
46.15%
2021
24
7
31
22.58%
46.87%
2020
35
9
44
20.45%
43.90%