Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.8) including. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability index (8.1) with operating gains in each of the last five years. Excellent expense controls. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (44.4%), farmowners (35.8%), personal/comm auto (9.3%), fire (5.0%), other (5.5%)
Licensed in:
AR, OK, TX
Principal Investments:
Cash (42.7%), common stock (19.7%), investment grade bonds (2.4%), non investment grade bonds (0.7%), other (34.5%)
Corporate Info
Group Affiliation
Columbia Lloyds Ins Co
Investment Rating
--
Company Address
2200 West Alabama Street
Houston, TX 77098
Houston, TX 77098
Phone Number
(713) 395-1071
NAIC Number
12810
Website
Largest Affiliates