Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Good overall results on stability tests (5.2) despite excessive premium growth. Stability strengths include good operational trends and good risk diversification.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
G - Fast asset or premium growth.
Principal Lines of Business:
Homeowners (47.5%), farmowners (35.6%), personal/comm auto (6.5%), fire (5.1%), other (5.4%)
Licensed in:
AR, OK, TX
Principal Investments:
Cash (42.6%), common stock (16.6%), investment grade bonds (7.3%), non investment grade bonds (0.8%), other (32.8%)
Corporate Info
Group Affiliation
Columbia Lloyds Ins Co
Investment Rating
--
Company Address
2200 West Alabama Street
Houston, TX 77098
Houston, TX 77098
Phone Number
(713) 395-1071
NAIC Number
12810
Website
Largest Affiliates