C
American Risk Ins Co
Houston,  TX
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
992
924
1,916
48.23%
38.98%
2024
1,734
2,281
4,015
56.81%
39.58%
2023
2,066
1,614
3,680
43.86%
36.96%
2022
1,201
1,454
2,655
54.76%
37.07%
2021
1,252
2,101
3,353
62.66%
39.17%
2020
1,203
1,218
2,421
50.31%
35.42%