C
American Risk Ins Co
Houston,  TX
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.74
Risk Adjusted
Capital Ratio #2
0.60
Loss
Ratio
66.28%
Total
Assets
93.12M
Capital
14.71M
Net
Premiums
18.98M
Net
Income
-451.24K
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Weiss Ratings American Risk Ins Co
Houston, TX 		Click to
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Rating C
Capitalization Index 3.80
Investment Safety Index --
Liquidity Index 8.60
Profitability Index 4.70
Reserve Adequacy Index 3.10
Stability Index 3.60
Company Info American Risk Ins Co
Houston, TX 		Click to
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Industry P&C
NAIC Number 12898
Phone Number (713) 559-0700
Website www.americanriskins.com
Address 4669 Southwest Freeway Houston, TX 77027
Balance Sheet American Risk Ins Co
Houston, TX 		Click to
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Total Assets 93.12M
Capital and Reserves American Risk Ins Co
Houston, TX 		Click to
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Risk-Adjusted Capital Ratio #1 0.74
Risk-Adjusted Capital Ratio #2 0.60
1-Year Reserve Development 1,600.00%
2-Year Reserve Development 1,990.00%
Capital 14.71M
Premium to Surplus 310.00%
Reserves to Surplus 60.00%
Investments American Risk Ins Co
Houston, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Risk Ins Co
Houston, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 60.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 66.28%
Net Premium Growth 10.00%
Other Medical American Risk Ins Co
Houston, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Risk Ins Co
Houston, TX 		Click to
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Net Income -451.24K
Net Premium 18.98M
Health Premium --