B
American Coastal Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.00
Risk Adjusted
Capital Ratio #2
3.00
Loss
Ratio
25.60%
Total
Assets
526.67M
Capital
230.00M
Net
Premiums
165.13M
Net
Income
77.12M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
7,360
5,111
12,471
40.98%
39.17%
2020
7,866
3,874
11,740
33.00%
35.42%
2019
4,782
3,128
7,910
39.54%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
1
1
100.00%
18.93%
2020
2
0
2
0.00%
20.93%
2019
3
2
5
40.00%
16.90%