D
AMERICAN COASTAL INS CO
Rating Date
December 2023
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.03
Risk Adjusted
Capital Ratio #2
0.74
Loss
Ratio
36.00%
Total
Assets
347.42M
Capital
77.51M
Net
Premiums
287.55M
Net
Income
16.52M
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Weiss Ratings AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Rating D
Capitalization Index 5.00
Investment Safety Index --
Liquidity Index 5.70
Profitability Index 1.40
Reserve Adequacy Index 4.80
Stability Index 2.50
Company Info AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Industry P&C
NAIC Number 12968
Phone Number (832) 478-5657
Website www.amcoastal.com
Address 800 2nd Avenue South Saint Petersburg, IL 33701
Balance Sheet AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Total Assets 347.42M
Capital and Reserves AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Risk-Adjusted Capital Ratio #1 1.03
Risk-Adjusted Capital Ratio #2 0.74
1-Year Reserve Development -3.20%
2-Year Reserve Development -13.20%
Capital 77.51M
Premium to Surplus 371.00%
Reserves to Surplus 111.20%
Investments AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.00%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.80%
Combined Ratio 73.30%
Expense Ratio 37.40%
Loss Ratio 36.00%
Net Premium Growth 104.00%
Other Medical AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability AMERICAN COASTAL INS CO
Saint Petersburg, IL 		Click to
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Net Income 16.52M
Net Premium 287.55M
Health Premium --
Weiss Ratings