United Fire & Casualty Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,651
1,018
2,669
38.14%
23.88%
2024
1,868
902
2,770
32.56%
23.31%
2023
996
2,063
3,059
67.44%
22.83%
2022
2,049
1,027
3,076
33.39%
23.10%
2021
2,870
1,295
4,165
31.09%
22.81%
2020
7,386
2,479
9,865
25.13%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
874
623
1,497
41.62%
49.08%
2024
912
547
1,459
37.49%
47.46%
2023
577
1,021
1,598
63.89%
47.29%
2022
1,044
551
1,595
34.55%
45.44%
2021
1,362
611
1,973
30.97%
44.40%
2020
3,571
1,457
5,028
28.98%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
980
640
1,620
39.51%
42.44%
2024
242
161
403
39.95%
41.75%
2023
156
277
433
63.97%
38.64%
2022
305
169
474
35.65%
39.39%
2021
419
237
656
36.13%
40.41%
2020
843
1,253
2,096
59.78%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
1
0
1
0.00%
39.58%
2023
1
1
2
50.00%
36.96%
2022
19
7
26
26.92%
37.07%
2021
557
170
727
23.38%
39.17%
2020
2,640
1,694
4,334
39.09%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
0
1
0.00%
83.87%
2024
0
15
15
100.00%
81.44%
2023
3
0
3
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
56
79
135
58.52%
13.25%
2024
262
255
517
49.32%
12.32%
2023
338
278
616
45.13%
16.34%
2022
313
280
593
47.22%
11.13%
2021
395
298
693
43.00%
18.93%
2020
952
568
1,520
37.37%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
45.21%
2024
0
0
0
0.00%
45.23%
2022
0
0
0
0.00%
46.15%
2021
107
51
158
32.28%
46.87%
2020
652
282
934
30.19%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
10
21
47.62%
63.59%
2024
62
62
124
50.00%
63.97%
2023
67
88
155
56.77%
62.55%
2022
83
70
153
45.75%
56.52%
2021
116
77
193
39.90%
62.74%
2020
180
106
286
37.06%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
516
98
614
15.96%
34.83%
2024
362
105
467
22.48%
35.33%
2023
82
316
398
79.40%
35.67%
2022
357
95
452
21.02%
37.14%
2021
502
162
664
24.40%
35.46%
2020
1,212
365
1,577
23.15%
33.86%