B
United Fire & Casualty Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.32
Risk Adjusted
Capital Ratio #2
0.98
Loss
Ratio
59.29%
Total
Assets
2.41B
Capital
859.78M
Net
Premiums
817.38M
Net
Income
58.25M
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Weiss Ratings United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Rating B
Capitalization Index 6.80
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 5.10
Reserve Adequacy Index 5.90
Stability Index 8.50
Company Info United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Industry P&C
NAIC Number 13021
Phone Number (319) 399-5700
Website --
Address 118 Second Avenue, SE Cedar Rapids, IA 52401
Balance Sheet United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Total Assets 2.41B
Capital and Reserves United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.32
Risk-Adjusted Capital Ratio #2 0.98
1-Year Reserve Development -0.70%
2-Year Reserve Development 3.01%
Capital 859.78M
Premium to Surplus 95.07%
Reserves to Surplus 119.48%
Investments United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 23.14%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.94%
Combined Ratio 94.70%
Expense Ratio 35.40%
Loss Ratio 59.29%
Net Premium Growth 9.43%
Other Medical United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability United Fire & Casualty Co
Cedar Rapids, IA 		Click to
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Net Income 58.25M
Net Premium 817.38M
Health Premium --