D
Responsive Auto Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.65
Risk Adjusted
Capital Ratio #2
0.58
Loss
Ratio
54.50%
Total
Assets
64.75M
Capital
18.34M
Net
Premiums
41.14M
Net
Income
1.21M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
23.88%
2024
0
0
0
0.00%
23.31%
2023
0
0
0
0.00%
22.83%
2022
888
389
1,277
30.46%
23.10%
2021
1,015
541
1,556
34.77%
22.81%
2020
873
441
1,314
33.56%
21.51%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
45.21%
2024
0
0
0
0.00%
45.23%
2023
2,248
854
3,102
27.53%
44.64%
2022
2,179
934
3,113
30.00%
46.15%
2021
2,372
887
3,259
27.22%
46.87%
2020
1,983
818
2,801
29.20%
43.90%