D
Responsive Auto Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.73
Risk Adjusted
Capital Ratio #2
0.66
Loss
Ratio
58.52%
Total
Assets
50.36M
Capital
17.85M
Net
Premiums
19.42M
Net
Income
921.64K
My Lists My Alerts
Weiss Ratings Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Capitalization Index 4.30
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 3.00
Reserve Adequacy Index 1.10
Stability Index 4.00
Company Info Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 13131
Phone Number (954) 436-8800
Website responsiveauto.com
Address 8151 Peters Road Plantation, FL 33324
Balance Sheet Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 50.36M
Capital and Reserves Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 0.73
Risk-Adjusted Capital Ratio #2 0.66
1-Year Reserve Development 3,060.00%
2-Year Reserve Development 7,540.00%
Capital 17.85M
Premium to Surplus 230.00%
Reserves to Surplus 70.00%
Investments Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 80.00%
Expense Ratio 30.00%
Loss Ratio 58.52%
Net Premium Growth 50.00%
Other Medical Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Responsive Auto Ins Co
Plantation, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 921.64K
Net Premium 19.42M
Health Premium --