North Light Specialty Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
1,229
3,881
5,110
75.95%
23.10%
2021
1,112
4,518
5,630
80.25%
22.81%
2020
71
915
986
92.80%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
47.45%
2022
1,164
5,182
6,346
81.66%
45.44%
2021
1,128
6,173
7,301
84.55%
44.40%
2020
111
1,134
1,245
91.08%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
15
31
46
67.39%
41.74%
2023
12
16
28
57.14%
38.64%
2022
6
13
19
68.42%
39.39%
2021
35
33
68
48.53%
40.41%
2020
44
42
86
48.84%
48.09%
2019
28
31
59
52.54%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
556
701
1,257
55.77%
39.58%
2023
498
519
1,017
51.03%
36.96%
2022
348
375
723
51.87%
37.07%
2021
3,051
1,047
4,098
25.55%
39.17%
2020
1,632
1,225
2,857
42.88%
35.42%
2019
515
578
1,093
52.88%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
49
147
196
75.00%
20.93%
2019
0
0
0
0.00%
16.90%