NORTH LIGHT SPECIALTY INS CO

Northbrook, IL

Rating Date

December 2023

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.94

Risk Adjusted
Capital Ratio #2

0.69

Loss
Ratio

28.20%

Total
Assets

170.44M

Capital

89.73M

Net
Premiums

79.17M

Net
Income

18.41M

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Weiss Ratings	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Rating	D
Capitalization Index	4.50
Investment Safety Index	--
Liquidity Index	5.30
Profitability Index	2.90
Reserve Adequacy Index	8.70
Stability Index	2.50

Company Info	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	13167
Phone Number	(847) 402-6704
Website	www.northlightspecialty.com
Address	3100 Sanders Road Suite 201 Northbrook, IL 60062

Balance Sheet	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	170.44M

Capital and Reserves	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.94
Risk-Adjusted Capital Ratio #2	0.69
1-Year Reserve Development	2.60%
2-Year Reserve Development	-8.00%
Capital	89.73M
Premium to Surplus	88.20%
Reserves to Surplus	14.90%

Investments	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	0.00%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	297.00%
Combined Ratio	57.10%
Expense Ratio	29.00%
Loss Ratio	28.20%
Net Premium Growth	31.70%

Other Medical	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	NORTH LIGHT SPECIALTY INS CO Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Net Income	18.41M
Net Premium	79.17M
Health Premium	--