North Light Specialty Ins Co

Northbrook, IL

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.14

Risk Adjusted
Capital Ratio #2

1.41

Loss
Ratio

25.34%

Total
Assets

244.63M

Capital

134.42M

Net
Premiums

121.13M

Net
Income

43.07M

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Weiss Ratings	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.50
Investment Safety Index	--
Liquidity Index	5.70
Profitability Index	9.50
Reserve Adequacy Index	6.90
Stability Index	6.90

Company Info	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	13167
Phone Number	(847) 402-5000
Website	www.northlightspecialty.com
Address	3100 Sanders Road Northbrook, IL 60062

Balance Sheet	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	244.63M

Capital and Reserves	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.14
Risk-Adjusted Capital Ratio #2	1.41
1-Year Reserve Development	-260.00%
2-Year Reserve Development	40.00%
Capital	134.42M
Premium to Surplus	90.00%
Reserves to Surplus	0.00%

Investments	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	130.00%
Combined Ratio	50.00%
Expense Ratio	30.00%
Loss Ratio	25.34%
Net Premium Growth	20.00%

Other Medical	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	North Light Specialty Ins Co Northbrook, IL	Click to Compare	Click to Compare	Click to Compare
Net Income	43.07M
Net Premium	121.13M
Health Premium	--