A
Bear River Mutual Ins Co
Murray,  UT
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.83
Risk Adjusted
Capital Ratio #2
2.27
Loss
Ratio
59.65%
Total
Assets
494.73M
Capital
200.10M
Net
Premiums
295.68M
Net
Income
52.79M
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Weiss Ratings Bear River Mutual Ins Co
Murray, UT 		Click to
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Rating A
Capitalization Index 8.30
Investment Safety Index --
Liquidity Index 5.90
Profitability Index 6.20
Reserve Adequacy Index 8.10
Stability Index 6.90
Company Info Bear River Mutual Ins Co
Murray, UT 		Click to
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Industry P&C
NAIC Number 13471
Phone Number (801) 267-5000
Website www.bearrivermutual.com
Address 778 East Winchester Street Murray, UT 84107
Balance Sheet Bear River Mutual Ins Co
Murray, UT 		Click to
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Total Assets 494.73M
Capital and Reserves Bear River Mutual Ins Co
Murray, UT 		Click to
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Risk-Adjusted Capital Ratio #1 2.83
Risk-Adjusted Capital Ratio #2 2.27
1-Year Reserve Development -6.82%
2-Year Reserve Development 0.49%
Capital 200.10M
Premium to Surplus 147.77%
Reserves to Surplus 66.26%
Investments Bear River Mutual Ins Co
Murray, UT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Bear River Mutual Ins Co
Murray, UT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 122.14%
Combined Ratio 83.63%
Expense Ratio 23.98%
Loss Ratio 59.65%
Net Premium Growth -3.76%
Other Medical Bear River Mutual Ins Co
Murray, UT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Bear River Mutual Ins Co
Murray, UT 		Click to
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Net Income 52.79M
Net Premium 295.68M
Health Premium --