B
Bear River Mutual Ins Co
Murray,  UT
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.90
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
74.94%
Total
Assets
445.66M
Capital
140.12M
Net
Premiums
307.23M
Net
Income
14.10M
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Weiss Ratings Bear River Mutual Ins Co
Murray, UT 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 3.50
Profitability Index 4.70
Reserve Adequacy Index 8.10
Stability Index 6.90
Company Info Bear River Mutual Ins Co
Murray, UT 		Click to
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Industry P&C
NAIC Number 13471
Phone Number (801) 267-5000
Website www.bearrivermutual.com
Address 778 East Winchester Street Murray, UT 84107
Balance Sheet Bear River Mutual Ins Co
Murray, UT 		Click to
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Total Assets 445.66M
Capital and Reserves Bear River Mutual Ins Co
Murray, UT 		Click to
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Risk-Adjusted Capital Ratio #1 1.90
Risk-Adjusted Capital Ratio #2 1.50
1-Year Reserve Development -250.00%
2-Year Reserve Development -970.00%
Capital 140.12M
Premium to Surplus 220.00%
Reserves to Surplus 90.00%
Investments Bear River Mutual Ins Co
Murray, UT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Bear River Mutual Ins Co
Murray, UT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 74.94%
Net Premium Growth 10.00%
Other Medical Bear River Mutual Ins Co
Murray, UT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Bear River Mutual Ins Co
Murray, UT 		Click to
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Net Income 14.10M
Net Premium 307.23M
Health Premium --