B
MedPro RRG
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair long-term capitalization index (4.7 on a scale of 0 to 10) based on good current risk adjusted capital (severe loss scenarios) reflecting some improvement over results in 2021. Fair profitability index (3.6) with operating losses during 2021, 2024 and 2025. Fair overall results on stability tests (4.4) including fair risk adjusted capital in prior years. Strengths include potentially strong support from affiliation with Berkshire Hathaway Inc. The largest net exposure for one risk is conservative at 1.8% of capital.
Other Rating Factors: Ample reserve history (7.0) that can protect against increases in claims costs. Vulnerable liquidity (2.7) as a spike in claims may stretch capacity.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Med mal (98.8%), other (1.2%)
Licensed in: DC
Principal Investments: Other (100%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1500 K Street, NW
Washington, DC 20005
Phone Number
(202) 842-8800
NAIC Number
13589
Largest Affiliates
A
Omaha, NE - P&C
B
B
Omaha, NE - P&C
A
Stamford, CT - P&C