B
Chung Kuo Ins Co Ltd - Guam
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
965
15
980
1.53%
23.88%
2024
1,190
25
1,215
2.06%
23.31%
2023
862
37
899
4.12%
22.83%
2022
874
21
895
2.35%
23.10%
2021
626
20
646
3.10%
22.81%
2020
767
10
777
1.29%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
62
1
63
1.59%
49.08%
2024
5
0
5
0.00%
47.46%
2023
2
0
2
0.00%
47.29%
2022
3
0
3
0.00%
45.44%
2021
6
0
6
0.00%
44.40%
2020
3
0
3
0.00%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
90
5
95
5.26%
38.98%
2024
56
5
61
8.20%
39.58%
2023
1,267
617
1,884
32.75%
36.96%
2022
82
5
87
5.75%
37.07%
2021
78
5
83
6.02%
39.17%
2020
48
7
55
12.73%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
9
0
9
0.00%
83.87%
2024
9
0
9
0.00%
81.44%
2023
8
0
8
0.00%
74.87%
2022
5
0
5
0.00%
72.69%
2021
10
0
10
0.00%
79.01%
2020
11
0
11
0.00%
80.13%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
661
6
667
0.90%
45.21%
2024
35
2
37
5.41%
45.23%
2023
27
1
28
3.57%
44.64%
2022
46
1
47
2.13%
46.15%
2021
43
1
44
2.27%
46.87%
2020
58
0
58
0.00%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
173
1
174
0.57%
34.83%
2024
68
2
70
2.86%
35.33%
2023
36
0
36
0.00%
35.67%
2022
63
0
63
0.00%
37.14%
2021
82
0
82
0.00%
35.46%
2020
141
0
141
0.00%
33.86%