Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,190
25
1,215
2.06%
23.31%
2023
862
37
899
4.12%
22.83%
2022
874
21
895
2.35%
23.10%
2021
626
20
646
3.10%
22.81%
2020
767
10
777
1.29%
21.51%
2019
1,287
30
1,317
2.28%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
0
5
0.00%
47.45%
2023
2
0
2
0.00%
47.29%
2022
3
0
3
0.00%
45.44%
2021
6
0
6
0.00%
44.40%
2020
3
0
3
0.00%
42.45%
2019
11
0
11
0.00%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
56
5
61
8.20%
39.58%
2023
1,267
617
1,884
32.75%
36.96%
2022
82
5
87
5.75%
37.07%
2021
78
5
83
6.02%
39.17%
2020
48
7
55
12.73%
35.42%
2019
66
5
71
7.04%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
9
0
9
0.00%
81.44%
2023
8
0
8
0.00%
74.87%
2022
5
0
5
0.00%
72.69%
2021
10
0
10
0.00%
79.01%
2020
11
0
11
0.00%
80.13%
2019
21
1
22
4.55%
77.47%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
35
2
37
5.41%
45.22%
2023
27
1
28
3.57%
44.64%
2022
46
1
47
2.13%
46.15%
2021
43
1
44
2.27%
46.87%
2020
58
0
58
0.00%
43.90%
2019
73
5
78
6.41%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
68
2
70
2.86%
35.33%
2023
36
0
36
0.00%
35.67%
2022
63
0
63
0.00%
37.14%
2021
82
0
82
0.00%
35.46%
2020
141
0
141
0.00%
33.86%
2019
73
0
73
0.00%
34.01%