Major Rating Factors:
History of adequate reserve strength (6.6 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.1). Good overall results on stability tests (5.6) despite. Stability strengths include excellent operational trends and good risk diversification.
Other Rating Factors:
Strong long-term capitalization index (9.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (47.5%), homeowners (29.1%), fire (5.6%), work comp (4.6%), other (13.2%)
Licensed in:
GU
Principal Investments:
Investment grade bonds (55.5%), cash (44.5%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
ITC Building
Tamuning, GU 96913
Tamuning, GU 96913
Phone Number
(671) 477-7696
NAIC Number
13597
Website
Largest Affiliates
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