C
Kingstone Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
777
216
993
21.75%
22.80%
2023
749
177
926
19.11%
22.83%
2022
826
161
987
16.31%
23.10%
2021
697
178
875
20.34%
22.81%
2020
603
144
747
19.28%
21.51%
2019
1,007
213
1,220
17.46%
22.66%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
40.41%
2020
22
33
55
60.00%
48.09%
2019
95
58
153
37.91%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
662
656
1,318
49.77%
39.63%
2023
1,126
738
1,864
39.59%
36.96%
2022
1,432
672
2,104
31.94%
37.07%
2021
1,716
1,334
3,050
43.74%
39.17%
2020
2,272
1,057
3,329
31.75%
35.42%
2019
1,206
592
1,798
32.93%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
10
12
83.33%
12.77%
2023
3
10
13
76.92%
16.34%
2022
9
6
15
40.00%
11.13%
2021
5
19
24
79.17%
18.93%
2020
2
17
19
89.47%
20.93%
2019
0
5
5
100.00%
16.90%