C
Kingstone Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.20
Loss
Ratio
48.74%
Total
Assets
297.21M
Capital
76.70M
Net
Premiums
154.23M
Net
Income
23.27M
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Weiss Ratings Kingstone Ins Co
Kingston, NY 		Click to
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Rating C
Capitalization Index 7.30
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 4.50
Reserve Adequacy Index 5.90
Stability Index 6.40
Company Info Kingstone Ins Co
Kingston, NY 		Click to
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Industry P&C
NAIC Number 13668
Phone Number (800) 364-7045
Website www.kingstoneinsurance.com
Address 15 Joys Lane Kingston, NY 12401
Balance Sheet Kingstone Ins Co
Kingston, NY 		Click to
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Total Assets 297.21M
Capital and Reserves Kingstone Ins Co
Kingston, NY 		Click to
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Risk-Adjusted Capital Ratio #1 1.60
Risk-Adjusted Capital Ratio #2 1.20
1-Year Reserve Development -780.00%
2-Year Reserve Development 180.00%
Capital 76.70M
Premium to Surplus 200.00%
Reserves to Surplus 120.00%
Investments Kingstone Ins Co
Kingston, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 1.42%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Kingstone Ins Co
Kingston, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 80.00%
Expense Ratio 30.00%
Loss Ratio 48.74%
Net Premium Growth 70.00%
Other Medical Kingstone Ins Co
Kingston, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Kingstone Ins Co
Kingston, NY 		Click to
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Net Income 23.27M
Net Premium 154.23M
Health Premium --