A
Cumberland Mutual Fire Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.30
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
57.77%
Total
Assets
422.28M
Capital
243.72M
Net
Premiums
151.53M
Net
Income
8.56M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
138
59
197
29.95%
41.75%
2023
141
81
222
36.49%
38.64%
2022
146
75
221
33.94%
39.39%
2021
258
100
358
27.93%
40.41%
2020
274
266
540
49.26%
48.09%
2019
168
88
256
34.38%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,041
601
2,642
22.75%
39.58%
2023
1,948
597
2,545
23.46%
36.96%
2022
1,747
514
2,261
22.73%
37.07%
2021
2,236
558
2,794
19.97%
39.17%
2020
2,731
619
3,350
18.48%
35.42%
2019
1,968
510
2,478
20.58%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
6
15
21
71.43%
12.20%
2023
4
9
13
69.23%
16.34%
2022
6
11
17
64.71%
11.13%
2021
7
10
17
58.82%
18.93%
2020
4
20
24
83.33%
20.93%
2019
5
24
29
82.76%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
1
1
100.00%
33.86%
2019
1
1
2
50.00%
34.01%