Cumberland Mutual Fire Ins Co

Bridgeton, NJ

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.40

Risk Adjusted
Capital Ratio #2

1.99

Loss
Ratio

48.14%

Total
Assets

463.60M

Capital

276.72M

Net
Premiums

166.47M

Net
Income

23.32M

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Weiss Ratings	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	A
Capitalization Index	8.40
Investment Safety Index	--
Liquidity Index	6.90
Profitability Index	7.50
Reserve Adequacy Index	7.00
Stability Index	7.70

Company Info	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	13684
Phone Number	(856) 451-4050
Website	www.cumberlandmutual.com
Address	633 Shiloh Pike Bridgeton, NJ 08302

Balance Sheet	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	463.60M

Capital and Reserves	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.40
Risk-Adjusted Capital Ratio #2	1.99
1-Year Reserve Development	-1.03%
2-Year Reserve Development	-1.18%
Capital	276.72M
Premium to Surplus	60.16%
Reserves to Surplus	21.37%

Investments	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	20.84%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	119.51%
Combined Ratio	86.66%
Expense Ratio	38.52%
Loss Ratio	48.14%
Net Premium Growth	9.86%

Other Medical	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Cumberland Mutual Fire Ins Co Bridgeton, NJ	Click to Compare	Click to Compare	Click to Compare
Net Income	23.32M
Net Premium	166.47M
Health Premium	--