B
Elephant Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.67
Risk Adjusted
Capital Ratio #2
2.24
Loss
Ratio
76.38%
Total
Assets
210.48M
Capital
71.73M
Net
Premiums
110.72M
Net
Income
11.46M
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Weiss Ratings Elephant Ins Co
Richmond, VA 		Click to
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Rating B
Capitalization Index 8.30
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 2.50
Reserve Adequacy Index 6.90
Stability Index 5.40
Company Info Elephant Ins Co
Richmond, VA 		Click to
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Industry P&C
NAIC Number 13688
Phone Number (804) 955-1700
Website www.elephant.com
Address 8801 Park Central Drive Richmond, VA 23227
Balance Sheet Elephant Ins Co
Richmond, VA 		Click to
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Total Assets 210.48M
Capital and Reserves Elephant Ins Co
Richmond, VA 		Click to
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Risk-Adjusted Capital Ratio #1 2.67
Risk-Adjusted Capital Ratio #2 2.24
1-Year Reserve Development -230.00%
2-Year Reserve Development 50.00%
Capital 71.73M
Premium to Surplus 140.00%
Reserves to Surplus 60.00%
Investments Elephant Ins Co
Richmond, VA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Elephant Ins Co
Richmond, VA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 76.38%
Net Premium Growth 80.00%
Other Medical Elephant Ins Co
Richmond, VA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Elephant Ins Co
Richmond, VA 		Click to
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Net Income 11.46M
Net Premium 110.72M
Health Premium --