Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,892
121
2,013
6.01%
23.88%
2024
1,761
105
1,866
5.63%
23.31%
2023
1,347
96
1,443
6.65%
22.83%
2022
0
0
0
0.00%
23.10%
2021
1,128
81
1,209
6.70%
22.81%
2020
1,011
61
1,072
5.69%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
25
3
28
10.71%
49.08%
2024
23
3
26
11.54%
47.46%
2023
24
3
27
11.11%
47.29%
2022
0
0
0
0.00%
45.44%
2021
26
1
27
3.70%
44.40%
2020
19
3
22
13.64%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
116
45
161
27.95%
42.44%
2024
75
57
132
43.18%
41.75%
2023
121
86
207
41.55%
38.64%
2022
0
0
0
0.00%
39.39%
2021
110
74
184
40.22%
40.41%
2020
102
52
154
33.77%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
260
56
316
17.72%
38.98%
2024
192
68
260
26.15%
39.58%
2023
238
83
321
25.86%
36.96%
2022
0
0
0
0.00%
37.07%
2021
281
98
379
25.86%
39.17%
2020
282
79
361
21.88%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
460
62
522
11.88%
45.21%
2024
360
37
397
9.32%
45.23%
2023
233
27
260
10.38%
44.64%
2022
0
0
0
0.00%
46.15%
2021
189
23
212
10.85%
46.87%
2020
176
27
203
13.30%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
9
4
13
30.77%
34.83%
2024
5
13
18
72.22%
35.33%
2023
3
13
16
81.25%
35.67%
2022
0
0
0
0.00%
37.14%
2021
2
9
11
81.82%
35.46%
2020
0
13
13
100.00%
33.86%