A
Fitchburg Mutual Ins Co
Dedham,  MA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.26
Risk Adjusted
Capital Ratio #2
1.56
Loss
Ratio
56.73%
Total
Assets
239.81M
Capital
117.80M
Net
Premiums
100.46M
Net
Income
6.16M
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Weiss Ratings Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Rating A
Capitalization Index 7.80
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 8.00
Reserve Adequacy Index 8.10
Stability Index 4.40
Company Info Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Industry P&C
NAIC Number 13943
Phone Number (781) 326-4010
Website www.ndgroup.com
Address 222 Ames Street Dedham, MA 02026
Balance Sheet Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Total Assets 239.81M
Capital and Reserves Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Risk-Adjusted Capital Ratio #1 2.26
Risk-Adjusted Capital Ratio #2 1.56
1-Year Reserve Development -70.00%
2-Year Reserve Development -240.00%
Capital 117.80M
Premium to Surplus 90.00%
Reserves to Surplus 40.00%
Investments Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 4.44%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 90.00%
Expense Ratio 40.00%
Loss Ratio 56.73%
Net Premium Growth 40.00%
Other Medical Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Net Income 6.16M
Net Premium 100.46M
Health Premium --