Frankenmuth Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
19,061
3,397
22,458
15.13%
23.88%
2024
20,414
3,483
23,897
14.58%
23.31%
2023
21,493
3,627
25,120
14.44%
22.83%
2022
19,973
3,478
23,451
14.83%
23.10%
2021
19,224
3,026
22,250
13.60%
22.81%
2020
17,495
3,380
20,875
16.19%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,221
382
1,603
23.83%
49.08%
2024
1,180
448
1,628
27.52%
47.46%
2023
1,201
470
1,671
28.13%
47.29%
2022
1,296
476
1,772
26.86%
45.44%
2021
1,204
381
1,585
24.04%
44.40%
2020
1,191
360
1,551
23.21%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,177
795
1,972
40.31%
42.44%
2024
1,399
906
2,305
39.31%
41.75%
2023
1,619
885
2,504
35.34%
38.64%
2022
1,489
908
2,397
37.88%
39.39%
2021
1,473
899
2,372
37.90%
40.41%
2020
1,402
1,441
2,843
50.69%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,373
1,050
3,423
30.67%
38.98%
2024
2,646
1,055
3,701
28.51%
39.58%
2023
4,055
1,284
5,339
24.05%
36.96%
2022
2,463
1,039
3,502
29.67%
37.07%
2021
2,930
1,213
4,143
29.28%
39.17%
2020
2,736
1,258
3,994
31.50%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
35
38
73
52.05%
83.87%
2024
25
32
57
56.14%
81.44%
2023
20
25
45
55.56%
74.87%
2022
15
24
39
61.54%
72.69%
2021
19
29
48
60.42%
79.01%
2020
20
24
44
54.55%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
10
11
90.91%
13.25%
2024
1
10
11
90.91%
12.32%
2023
1
12
13
92.31%
16.34%
2022
2
8
10
80.00%
11.13%
2021
7
8
15
53.33%
18.93%
2020
10
10
20
50.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,441
521
1,962
26.55%
45.21%
2024
1,592
605
2,197
27.54%
45.23%
2023
1,424
551
1,975
27.90%
44.64%
2022
1,346
457
1,803
25.35%
46.15%
2021
1,379
422
1,801
23.43%
46.87%
2020
1,455
356
1,811
19.66%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
2
4
50.00%
63.59%
2024
2
3
5
60.00%
63.97%
2023
1
2
3
66.67%
62.55%
2022
3
3
6
50.00%
56.52%
2021
2
2
4
50.00%
62.74%
2020
1
4
5
80.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
980
420
1,400
30.00%
34.83%
2024
981
474
1,455
32.58%
35.33%
2023
1,203
555
1,758
31.57%
35.67%
2022
1,102
476
1,578
30.16%
37.14%
2021
1,038
395
1,433
27.56%
35.46%
2020
936
307
1,243
24.70%
33.86%