A
Frankenmuth Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.66
Risk Adjusted
Capital Ratio #2
1.98
Loss
Ratio
63.93%
Total
Assets
2.25B
Capital
912.22M
Net
Premiums
975.17M
Net
Income
44.99M
My Lists My Alerts
Weiss Ratings Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Capitalization Index 8.50
Investment Safety Index --
Liquidity Index 6.30
Profitability Index 5.00
Reserve Adequacy Index 7.00
Stability Index 8.20
Company Info Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 13986
Phone Number (989) 652-6121
Website www.fmins.com
Address One Mutual Avenue Frankenmuth, MI 48787
Balance Sheet Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.25B
Capital and Reserves Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 2.66
Risk-Adjusted Capital Ratio #2 1.98
1-Year Reserve Development 0.20%
2-Year Reserve Development 1.31%
Capital 912.22M
Premium to Surplus 106.90%
Reserves to Surplus 73.17%
Investments Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 11.00%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 113.48%
Combined Ratio 98.53%
Expense Ratio 34.60%
Loss Ratio 63.93%
Net Premium Growth 12.00%
Other Medical Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frankenmuth Ins Co
Frankenmuth, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 44.99M
Net Premium 975.17M
Health Premium --