A
Germantown Mutual Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.76
Risk Adjusted
Capital Ratio #2
3.35
Loss
Ratio
72.07%
Total
Assets
190.97M
Capital
88.83M
Net
Premiums
47.19M
Net
Income
975.84K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,006
146
2,152
6.78%
23.31%
2023
1,949
208
2,157
9.64%
22.83%
2022
1,851
165
2,016
8.18%
23.10%
2021
1,671
157
1,828
8.59%
22.81%
2020
1,560
140
1,700
8.24%
21.51%
2019
1,708
119
1,827
6.51%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
11
0
11
0.00%
47.45%
2023
9
0
9
0.00%
47.29%
2022
8
0
8
0.00%
45.44%
2021
6
1
7
14.29%
44.40%
2020
16
0
16
0.00%
42.45%
2019
20
1
21
4.76%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
179
55
234
23.50%
41.74%
2023
176
61
237
25.74%
38.64%
2022
247
57
304
18.75%
39.39%
2021
180
49
229
21.40%
40.41%
2020
16
168
184
91.30%
48.09%
2019
226
78
304
25.66%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
768
154
922
16.70%
39.58%
2023
678
171
849
20.14%
36.96%
2022
917
144
1,061
13.57%
37.07%
2021
570
147
717
20.50%
39.17%
2020
598
158
756
20.90%
35.42%
2019
847
227
1,074
21.14%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
2
2
100.00%
16.34%
2022
1
0
1
0.00%
11.13%
2021
2
0
2
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
2
0
2
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
442
28
470
5.96%
45.22%
2023
479
30
509
5.89%
44.64%
2022
386
30
416
7.21%
46.15%
2021
432
33
465
7.10%
46.87%
2020
372
34
406
8.37%
43.90%
2019
514
29
543
5.34%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
5
2
7
28.57%
35.33%
2023
6
1
7
14.29%
35.67%
2022
7
1
8
12.50%
37.14%
2021
0
0
0
0.00%
35.46%
2020
13
1
14
7.14%
33.86%
2019
22
2
24
8.33%
34.01%