Germantown Mutual Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,607
243
1,850
13.14%
23.88%
2024
2,006
146
2,152
6.78%
23.31%
2023
1,949
208
2,157
9.64%
22.83%
2022
1,851
165
2,016
8.18%
23.10%
2021
1,671
157
1,828
8.59%
22.81%
2020
1,560
140
1,700
8.24%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
0
11
0.00%
49.08%
2024
11
0
11
0.00%
47.46%
2023
9
0
9
0.00%
47.29%
2022
8
0
8
0.00%
45.44%
2021
6
1
7
14.29%
44.40%
2020
16
0
16
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
189
90
279
32.26%
42.44%
2024
179
55
234
23.50%
41.75%
2023
176
61
237
25.74%
38.64%
2022
247
57
304
18.75%
39.39%
2021
180
49
229
21.40%
40.41%
2020
16
168
184
91.30%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
817
272
1,089
24.98%
38.98%
2024
768
154
922
16.70%
39.58%
2023
678
171
849
20.14%
36.96%
2022
917
144
1,061
13.57%
37.07%
2021
570
147
717
20.50%
39.17%
2020
598
158
756
20.90%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
0
2
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
2
2
100.00%
16.34%
2022
1
0
1
0.00%
11.13%
2021
2
0
2
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
270
70
340
20.59%
45.21%
2024
442
28
470
5.96%
45.23%
2023
479
30
509
5.89%
44.64%
2022
386
30
416
7.21%
46.15%
2021
432
33
465
7.10%
46.87%
2020
372
34
406
8.37%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
3
16
18.75%
34.83%
2024
5
2
7
28.57%
35.33%
2023
6
1
7
14.29%
35.67%
2022
7
1
8
12.50%
37.14%
2021
0
0
0
0.00%
35.46%
2020
13
1
14
7.14%
33.86%