A
Germantown Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.95
Risk Adjusted
Capital Ratio #2
3.50
Loss
Ratio
63.34%
Total
Assets
186.96M
Capital
97.82M
Net
Premiums
95.30M
Net
Income
9.55M
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Weiss Ratings Germantown Mutual Ins Co
Germantown, WI 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 7.10
Reserve Adequacy Index 9.40
Stability Index 6.90
Company Info Germantown Mutual Ins Co
Germantown, WI 		Click to
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Industry P&C
NAIC Number 14036
Phone Number (262) 251-6680
Website www.gmic.com
Address W209 N11845 Insurance Place Germantown, WI 53022
Balance Sheet Germantown Mutual Ins Co
Germantown, WI 		Click to
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Total Assets 186.96M
Capital and Reserves Germantown Mutual Ins Co
Germantown, WI 		Click to
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Risk-Adjusted Capital Ratio #1 4.95
Risk-Adjusted Capital Ratio #2 3.50
1-Year Reserve Development -7.79%
2-Year Reserve Development -8.42%
Capital 97.82M
Premium to Surplus 97.42%
Reserves to Surplus 33.88%
Investments Germantown Mutual Ins Co
Germantown, WI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Germantown Mutual Ins Co
Germantown, WI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 109.67%
Combined Ratio 91.62%
Expense Ratio 28.28%
Loss Ratio 63.34%
Net Premium Growth 4.26%
Other Medical Germantown Mutual Ins Co
Germantown, WI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Germantown Mutual Ins Co
Germantown, WI 		Click to
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Net Income 9.55M
Net Premium 95.30M
Health Premium --