A
Hastings Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.00
Risk Adjusted
Capital Ratio #2
3.10
Loss
Ratio
78.78%
Total
Assets
1.09B
Capital
559.74M
Net
Premiums
382.82M
Net
Income
19.01M
My Lists My Alerts
Weiss Ratings Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.90
Profitability Index 3.80
Reserve Adequacy Index 9.20
Stability Index 7.60
Company Info Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 14176
Phone Number (800) 442-8277
Website hastingsinsurance.com
Address 404 East Woodlawn Avenue Hastings, MI 49058
Balance Sheet Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.09B
Capital and Reserves Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 5.00
Risk-Adjusted Capital Ratio #2 3.10
1-Year Reserve Development -200.00%
2-Year Reserve Development -70.00%
Capital 559.74M
Premium to Surplus 70.00%
Reserves to Surplus 60.00%
Investments Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 78.78%
Net Premium Growth 0.00%
Other Medical Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Hastings Ins Co
Hastings, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 19.01M
Net Premium 382.82M
Health Premium --