IMT Ins Co
Major Rating Factors:
Good liquidity (6.2 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.5) despite negative cash flow from operations for 2025. Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (3.8) with operating losses during 2022, 2023 and 2024.
Other Rating Factors:
Strong long-term capitalization index (8.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Stability Factors:
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (42.6%), homeowners (21.4%), comm multi (12.0%), work comp (7.5%), fire (1.8%), product liab. (1.1%), farmowners (0.7%), fin guar/surety (0.5%), other (12.5%)
Licensed in:
AZ, IA, IL, IN, MN, MO, ND, NE, SD, WI
Principal Investments:
Investment grade bonds (67.2%), real estate (8.5%), common stock (8.3%), cash (4.3%), other (11.7%)
Corporate Info
Group Affiliation
IMT Mutual Holding Co
Investment Rating
--
Company Address
7825 Mills Civic Parkway
West Des Moines, IA 50266
West Des Moines, IA 50266
Phone Number
(515) 453-0777
NAIC Number
14257
Website
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