D
Frederick Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
18
0
18
0.00%
23.31%
2023
0
0
0
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
2020
0
0
0
0.00%
21.51%
2019
13
4
17
23.53%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
15
0
15
0.00%
47.44%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
34
15
49
30.61%
44.40%
2020
0
0
0
0.00%
42.45%
2019
23
20
43
46.51%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
186
8
194
4.12%
41.75%
2023
0
0
0
0.00%
38.64%
2022
204
0
204
0.00%
39.39%
2021
104
96
200
48.00%
40.41%
2020
0
0
0
0.00%
48.09%
2019
100
122
222
54.95%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
144
31
175
17.71%
39.58%
2023
224
68
292
23.29%
36.96%
2022
358
0
358
0.00%
37.07%
2021
206
138
344
40.12%
39.17%
2020
0
0
0
0.00%
35.42%
2019
202
145
347
41.79%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
1
1
2
50.00%
16.90%