D
Frederick Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.52
Risk Adjusted
Capital Ratio #2
0.38
Loss
Ratio
64.46%
Total
Assets
25.24M
Capital
5.62M
Net
Premiums
15.58M
Net
Income
-3.36M
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Weiss Ratings Frederick Mutual Ins Co
Frederick, MD 		Click to
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Rating D
Capitalization Index 2.00
Investment Safety Index --
Liquidity Index 2.90
Profitability Index 0.60
Reserve Adequacy Index 2.30
Stability Index 3.60
Company Info Frederick Mutual Ins Co
Frederick, MD 		Click to
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Industry P&C
NAIC Number 14753
Phone Number (301) 663-9522
Website www.frederickmutual.com
Address 5280 Corporate Drive Frederick, MD 21703
Balance Sheet Frederick Mutual Ins Co
Frederick, MD 		Click to
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Total Assets 25.24M
Capital and Reserves Frederick Mutual Ins Co
Frederick, MD 		Click to
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Risk-Adjusted Capital Ratio #1 0.52
Risk-Adjusted Capital Ratio #2 0.38
1-Year Reserve Development 34.11%
2-Year Reserve Development 29.61%
Capital 5.62M
Premium to Surplus 277.24%
Reserves to Surplus 152.54%
Investments Frederick Mutual Ins Co
Frederick, MD 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frederick Mutual Ins Co
Frederick, MD 		Click to
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Medical Loss Ratio --
Cash From Underwriting 70.96%
Combined Ratio 120.48%
Expense Ratio 56.01%
Loss Ratio 64.46%
Net Premium Growth -7.08%
Other Medical Frederick Mutual Ins Co
Frederick, MD 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frederick Mutual Ins Co
Frederick, MD 		Click to
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Net Income -3.36M
Net Premium 15.58M
Health Premium --