D
Frederick Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.60
Risk Adjusted
Capital Ratio #2
0.40
Loss
Ratio
67.35%
Total
Assets
28.20M
Capital
7.31M
Net
Premiums
16.77M
Net
Income
-958.20K
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Weiss Ratings Frederick Mutual Ins Co
Frederick, MD 		Click to
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Rating D
Capitalization Index 2.20
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 1.30
Reserve Adequacy Index 3.10
Stability Index 1.90
Company Info Frederick Mutual Ins Co
Frederick, MD 		Click to
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Industry P&C
NAIC Number 14753
Phone Number (301) 663-9522
Website www.frederickmutual.com
Address 5280 Corporate Drive Frederick, MD 21703
Balance Sheet Frederick Mutual Ins Co
Frederick, MD 		Click to
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Total Assets 28.20M
Capital and Reserves Frederick Mutual Ins Co
Frederick, MD 		Click to
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Risk-Adjusted Capital Ratio #1 0.60
Risk-Adjusted Capital Ratio #2 0.40
1-Year Reserve Development 1,410.00%
2-Year Reserve Development 2,580.00%
Capital 7.31M
Premium to Surplus 210.00%
Reserves to Surplus 120.00%
Investments Frederick Mutual Ins Co
Frederick, MD 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frederick Mutual Ins Co
Frederick, MD 		Click to
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Medical Loss Ratio --
Cash From Underwriting 70.00%
Combined Ratio 130.00%
Expense Ratio 60.00%
Loss Ratio 67.35%
Net Premium Growth -40.00%
Other Medical Frederick Mutual Ins Co
Frederick, MD 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frederick Mutual Ins Co
Frederick, MD 		Click to
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Net Income -958.20K
Net Premium 16.77M
Health Premium --