B
Otsego Mutual Fire Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.32
Risk Adjusted
Capital Ratio #2
3.76
Loss
Ratio
60.61%
Total
Assets
206.69M
Capital
182.52M
Net
Premiums
3.04M
Net
Income
3.70M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
128
178
306
58.17%
39.58%
2023
131
172
303
56.77%
36.96%
2022
158
163
321
50.78%
37.07%
2021
175
315
490
64.29%
39.17%
2020
439
178
617
28.85%
35.42%
2019
241
159
400
39.75%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%