Otsego Mutual Fire Ins Co
Major Rating Factors:
History of adequate reserve strength (5.8 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability index (7.9). Excellent expense controls.
Other Rating Factors:
Excellent liquidity (8.9) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.2). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Homeowners (87.4%), fire (6.0%), other (6.5%)
Licensed in:
NY
Principal Investments:
Common stock (47.1%), investment grade bonds (45.8%), cash (1.9%), real estate (0.3%), other (5.0%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
143 Arnold Road
Burlington Flats, NY 13315
Burlington Flats, NY 13315
Phone Number
(607) 965-8211
NAIC Number
14915
Website
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