A
Rural Mutual Ins Co
Madison,  WI
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.75
Risk Adjusted
Capital Ratio #2
3.83
Loss
Ratio
63.55%
Total
Assets
1.01B
Capital
486.72M
Net
Premiums
237.67M
Net
Income
-14.97M
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Weiss Ratings Rural Mutual Ins Co
Madison, WI 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 8.80
Reserve Adequacy Index 9.20
Stability Index 7.80
Company Info Rural Mutual Ins Co
Madison, WI 		Click to
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Industry P&C
NAIC Number 15091
Phone Number (608) 836-5525
Website www.ruralmutual.com
Address 1241 John Q. Hammons Drive Madison, WI 53717
Balance Sheet Rural Mutual Ins Co
Madison, WI 		Click to
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Total Assets 1.01B
Capital and Reserves Rural Mutual Ins Co
Madison, WI 		Click to
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Risk-Adjusted Capital Ratio #1 5.75
Risk-Adjusted Capital Ratio #2 3.83
1-Year Reserve Development -150.00%
2-Year Reserve Development -210.00%
Capital 486.72M
Premium to Surplus 60.00%
Reserves to Surplus 30.00%
Investments Rural Mutual Ins Co
Madison, WI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Rural Mutual Ins Co
Madison, WI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 63.55%
Net Premium Growth 20.00%
Other Medical Rural Mutual Ins Co
Madison, WI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Rural Mutual Ins Co
Madison, WI 		Click to
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Net Income -14.97M
Net Premium 237.67M
Health Premium --