A
Rural Mutual Ins Co
Madison,  WI
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Rural Mutual Ins Co
Madison, WI
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Rating A
Capitalization Index 9.90
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 8.40
Reserve Adequacy Index 9.20
Stability Index 7.00
Company Info Rural Mutual Ins Co
Madison, WI
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Industry P&C
NAIC Number 15091
Phone Number (608) 836-5525
Website www.ruralmutual.com
Address 1241 John Q. Hammons Drive Madison, WI 53717
Balance Sheet Rural Mutual Ins Co
Madison, WI
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Total Assets 1.03B
Capital and Reserves Rural Mutual Ins Co
Madison, WI
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Risk-Adjusted Capital Ratio #1 4.23
Risk-Adjusted Capital Ratio #2 2.95
1-Year Reserve Development -0.01%
2-Year Reserve Development -1.60%
Capital 528.97M
Premium to Surplus 96.54%
Reserves to Surplus 43.98%
Investments Rural Mutual Ins Co
Madison, WI
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.02%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Rural Mutual Ins Co
Madison, WI
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Medical Loss Ratio --
Cash From Underwriting 111.47%
Combined Ratio 92.15%
Expense Ratio 22.15%
Loss Ratio 70.00%
Net Premium Growth 68.87%
Other Medical Rural Mutual Ins Co
Madison, WI
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Rural Mutual Ins Co
Madison, WI
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Net Income 26.17M
Net Premium 510.65M
Health Premium --