A
Rural Mutual Ins Co
Madison,  WI
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
7.50
Risk Adjusted
Capital Ratio #2
5.00
Loss
Ratio
63.55%
Total
Assets
833.14M
Capital
495.53M
Net
Premiums
302.40M
Net
Income
34.70M
My Lists My Alerts
Weiss Ratings Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 8.80
Reserve Adequacy Index 9.20
Stability Index 7.70
Company Info Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 15091
Phone Number (608) 836-5525
Website www.ruralmutual.com
Address 1241 John Q. Hammons Drive Madison, WI 53717
Balance Sheet Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 833.14M
Capital and Reserves Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 7.50
Risk-Adjusted Capital Ratio #2 5.00
1-Year Reserve Development -150.00%
2-Year Reserve Development -210.00%
Capital 495.53M
Premium to Surplus 60.00%
Reserves to Surplus 30.00%
Investments Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 63.55%
Net Premium Growth 20.00%
Other Medical Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Rural Mutual Ins Co
Madison, WI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 34.70M
Net Premium 302.40M
Health Premium --