Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
185
107
292
36.64%
23.88%
2024
315
155
470
32.98%
23.31%
2023
402
189
591
31.98%
22.83%
2022
508
247
755
32.72%
23.10%
2021
543
301
844
35.66%
22.81%
2020
586
329
915
35.96%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
47.46%
2023
10
6
16
37.50%
47.29%
2022
33
8
41
19.51%
45.44%
2021
33
12
45
26.67%
44.40%
2020
53
12
65
18.46%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
3
6
50.00%
41.75%
2023
59
16
75
21.33%
38.64%
2022
68
28
96
29.17%
39.39%
2021
28
37
65
56.92%
40.41%
2020
39
44
83
53.01%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
199
21
220
9.55%
38.98%
2024
390
47
437
10.76%
39.58%
2023
252
25
277
9.03%
36.96%
2022
238
18
256
7.03%
37.07%
2021
205
74
279
26.52%
39.17%
2020
352
69
421
16.39%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
12.32%
2023
1
1
2
50.00%
16.34%
2022
1
4
5
80.00%
11.13%
2021
0
16
16
100.00%
18.93%
2020
1
1
2
50.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
98
26
124
20.97%
45.21%
2024
101
22
123
17.89%
45.23%
2023
168
36
204
17.65%
44.64%
2022
211
56
267
20.97%
46.15%
2021
292
65
357
18.21%
46.87%
2020
364
64
428
14.95%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
0
5
0.00%
35.33%
2023
4
1
5
20.00%
35.67%
2022
5
6
11
54.55%
37.14%
2021
6
3
9
33.33%
35.46%
2020
4
2
6
33.33%
33.86%