B
Southern Mutual Ins Co
Athens,  GA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
31.11
Risk Adjusted
Capital Ratio #2
28.00
Loss
Ratio
--
Total
Assets
19.12M
Capital
17.68M
Net
Premiums
0.00
Net
Income
174.61K
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Weiss Ratings Southern Mutual Ins Co
Athens, GA 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.90
Reserve Adequacy Index 3.60
Stability Index 5.40
Company Info Southern Mutual Ins Co
Athens, GA 		Click to
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Industry P&C
NAIC Number 15172
Phone Number (706) 543-5283
Website www.donegalgroup.com/about-us/our-family-of-companies/southern-mutual-insurance-company
Address 360 Alps Road Athens, GA 30606
Balance Sheet Southern Mutual Ins Co
Athens, GA 		Click to
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Total Assets 19.12M
Capital and Reserves Southern Mutual Ins Co
Athens, GA 		Click to
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Risk-Adjusted Capital Ratio #1 31.11
Risk-Adjusted Capital Ratio #2 28.00
1-Year Reserve Development 0.00%
2-Year Reserve Development 0.00%
Capital 17.68M
Premium to Surplus --
Reserves to Surplus --
Investments Southern Mutual Ins Co
Athens, GA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Mutual Ins Co
Athens, GA 		Click to
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Medical Loss Ratio --
Cash From Underwriting -270.00%
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Southern Mutual Ins Co
Athens, GA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Southern Mutual Ins Co
Athens, GA 		Click to
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Net Income 174.61K
Net Premium 0.00
Health Premium --