A
Sterling Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
7.04
Risk Adjusted
Capital Ratio #2
5.00
Loss
Ratio
52.65%
Total
Assets
363.49M
Capital
247.18M
Net
Premiums
111.92M
Net
Income
18.60M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
487
36
523
6.88%
23.88%
2024
512
42
554
7.58%
23.31%
2023
0
0
0
0.00%
22.83%
2022
463
68
531
12.81%
23.10%
2021
396
56
452
12.39%
22.81%
2020
442
74
516
14.34%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
208
128
336
38.10%
42.44%
2024
250
135
385
35.06%
41.75%
2023
249
141
390
36.15%
38.64%
2022
244
152
396
38.38%
39.39%
2021
281
203
484
41.94%
40.41%
2020
279
194
473
41.01%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,186
391
1,577
24.79%
38.98%
2024
1,210
418
1,628
25.68%
39.58%
2023
897
463
1,360
34.04%
36.96%
2022
1,012
448
1,460
30.68%
37.07%
2021
1,258
605
1,863
32.47%
39.17%
2020
1,063
452
1,515
29.83%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
13.25%
2024
0
4
4
100.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
1
1
2
50.00%
11.13%
2021
0
2
2
100.00%
18.93%
2020
1
3
4
75.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
54
27
81
33.33%
45.21%
2024
75
18
93
19.35%
45.23%
2023
74
27
101
26.73%
44.64%
2022
93
27
120
22.50%
46.15%
2021
77
31
108
28.70%
46.87%
2020
80
32
112
28.57%
43.90%