A
Sterling Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Sterling Ins Co
Cobleskill, NY
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 8.50
Reserve Adequacy Index 8.10
Stability Index 7.30
Company Info Sterling Ins Co
Cobleskill, NY
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Industry P&C
NAIC Number 15210
Phone Number --
Website sterlingins.com
Address 182 Barnerville Road Cobleskill, NY 12043
Balance Sheet Sterling Ins Co
Cobleskill, NY
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Total Assets 363.49M
Capital and Reserves Sterling Ins Co
Cobleskill, NY
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Risk-Adjusted Capital Ratio #1 7.04
Risk-Adjusted Capital Ratio #2 5.00
1-Year Reserve Development -0.96%
2-Year Reserve Development -1.16%
Capital 247.18M
Premium to Surplus 45.28%
Reserves to Surplus 14.04%
Investments Sterling Ins Co
Cobleskill, NY
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.20%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Sterling Ins Co
Cobleskill, NY
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Medical Loss Ratio --
Cash From Underwriting 119.48%
Combined Ratio 85.90%
Expense Ratio 33.25%
Loss Ratio 52.65%
Net Premium Growth 10.96%
Other Medical Sterling Ins Co
Cobleskill, NY
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Sterling Ins Co
Cobleskill, NY
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Net Income 18.60M
Net Premium 111.92M
Health Premium --