B
HiRoad Assurance Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.82
Risk Adjusted
Capital Ratio #2
6.14
Loss
Ratio
-2,296.11%
Total
Assets
68.56M
Capital
34.29M
Net
Premiums
-9.11K
Net
Income
1.63M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
989
374
1,363
27.44%
23.88%
2024
1,522
678
2,200
30.82%
23.31%
2023
2,061
1,023
3,084
33.17%
22.83%
2022
1,294
401
1,695
23.66%
23.10%
2021
1,307
514
1,821
28.23%
22.81%
2020
1,784
769
2,553
30.12%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
992
992
100.00%
49.08%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
3
6
50.00%
38.98%
2024
1
3
4
75.00%
39.58%
2023
1
4
5
80.00%
36.96%
2022
4
4
8
50.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
467
566
1,033
54.79%
45.21%
2024
612
897
1,509
59.44%
45.23%
2023
920
1,324
2,244
59.00%
44.64%
2022
642
609
1,251
48.68%
46.15%
2021
925
821
1,746
47.02%
46.87%
2020
935
657
1,592
41.27%
43.90%