HiRoad Assurance Co
Rating Date
June 2026
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
Loss
Ratio
Ratio
Total
Assets
Assets
Capital
Net
Premiums
Premiums
Net
Income
Income
| Weiss Ratings |
HiRoad Assurance Co
Providence, RI |
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| Rating | ||||
| Capitalization Index | 10.00 | |||
| Investment Safety Index | -- | |||
| Liquidity Index | 10.00 | |||
| Profitability Index | 4.90 | |||
| Reserve Adequacy Index | 7.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
HiRoad Assurance Co
Providence, RI |
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| Industry | P&C | |||
| NAIC Number | 16138 | |||
| Phone Number | (309) 766-2311 | |||
| Website | www.hiroad.com | |||
| Address | One Cedar Street Providence, RI 02903 | |||
| Balance Sheet |
HiRoad Assurance Co
Providence, RI |
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| Total Assets | 68.56M | |||
| Capital and Reserves |
HiRoad Assurance Co
Providence, RI |
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| Risk-Adjusted Capital Ratio #1 | 6.82 | |||
| Risk-Adjusted Capital Ratio #2 | 6.14 | |||
| 1-Year Reserve Development | -1.22% | |||
| 2-Year Reserve Development | -1.40% | |||
| Capital | 34.29M | |||
| Premium to Surplus | -0.03% | |||
| Reserves to Surplus | 2.44% | |||
| Investments |
HiRoad Assurance Co
Providence, RI |
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| Cash | -- | |||
| CMO & Structured Securities | -- | |||
| Common & Preferred Stock | -- | |||
| Invested Assets | -- | |||
| Investments in Affiliates | -- | |||
| Mortgages in Good Standing | -- | |||
| Non-Investment Grade Bonds | -- | |||
| Non-Performing Mortgages | -- | |||
| Other Investment Grade Bonds | -- | |||
| Other Investments | -- | |||
| Real Estate | -- | |||
| Operating Ratios |
HiRoad Assurance Co
Providence, RI |
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| Medical Loss Ratio | -- | |||
| Cash From Underwriting | -336.53% | |||
| Combined Ratio | -2,246.66% | |||
| Expense Ratio | 49.45% | |||
| Loss Ratio | -2,296.11% | |||
| Net Premium Growth | -116.71% | |||
| Other Medical |
HiRoad Assurance Co
Providence, RI |
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| Bonus Pay | -- | |||
| Capitation Pay | -- | |||
| Contractual Pay | -- | |||
| Enrollment | -- | |||
| Fee For Service | -- | |||
| Medical Expense Per Member Per Month | -- | |||
| Network Physicians | -- | |||
| Other Pay | -- | |||
| Salary Pay | -- | |||
| Total Patient Encounters - Physician | -- | |||
| Total Patient Encounters-Non-Physician | -- | |||
| Profitability |
HiRoad Assurance Co
Providence, RI |
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| Net Income | 1.63M | |||
| Net Premium | -9.11K | |||
| Health Premium | -- | |||