Vault Reciprocal Exchange
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
338
56
394
14.21%
22.80%
2023
680
103
783
13.15%
22.83%
2022
549
74
623
11.88%
23.10%
2021
251
27
278
9.71%
22.81%
2020
28
6
34
17.65%
21.51%
2019
0
0
0
0.00%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
125
33
158
20.89%
39.63%
2023
260
47
307
15.31%
36.96%
2022
328
50
378
13.23%
37.07%
2021
292
55
347
15.85%
39.17%
2020
165
37
202
18.32%
35.42%
2019
99
13
112
11.61%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
127
254
381
66.67%
81.20%
2023
57
14
71
19.72%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
1
2
50.00%
12.77%
2023
1
3
4
75.00%
16.34%
2022
0
1
1
100.00%
11.13%
2021
1
3
4
75.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
47
13
60
21.67%
45.00%
2023
107
32
139
23.02%
44.64%
2022
96
12
108
11.11%
46.15%
2021
6
0
6
0.00%
46.87%
2020
8
3
11
27.27%
43.90%
2019
0
0
0
0.00%
42.09%