Comparison - VAULT RECIPROCAL EXCHANGE - Weiss Ratings

D

VAULT RECIPROCAL EXCHANGE

Saint Petersburg, IL

Rating Date

December 2023

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

0.90

Risk Adjusted
Capital Ratio #2

0.61

Loss
Ratio

64.60%

Total
Assets

209.39M

Capital

62.72M

Net
Premiums

64.08M

Net
Income

-12.24M

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Weiss Ratings	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Rating	D
Capitalization Index	4.20
Investment Safety Index	--
Liquidity Index	2.10
Profitability Index	1.70
Reserve Adequacy Index	4.60
Stability Index	2.30

Company Info	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	16186
Phone Number	(646) 794-0751
Website	vault.insurance
Address	300 First Avenue South Suite 4 Saint Petersburg, IL 33701

Balance Sheet	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Total Assets	209.39M

Capital and Reserves	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.90
Risk-Adjusted Capital Ratio #2	0.61
1-Year Reserve Development	3.50%
2-Year Reserve Development	4.00%
Capital	62.72M
Premium to Surplus	102.20%
Reserves to Surplus	25.00%

Investments	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	0.00%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	97.50%
Combined Ratio	111.20%
Expense Ratio	46.60%
Loss Ratio	64.60%
Net Premium Growth	47.60%

Other Medical	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	VAULT RECIPROCAL EXCHANGE Saint Petersburg, IL	Click to Compare	Click to Compare	Click to Compare
Net Income	-12.24M
Net Premium	64.08M
Health Premium	--