B
Stillwater P&C Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (5.3 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability index (8.2).
Other Rating Factors: Superior liquidity (9.3) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.6). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company.
Principal Lines of Business: Homeowners (82.4%), personal/comm auto (9.1%), comm multi (2.6%), fire (0.9%), other (5.0%)
Licensed in: All states
Principal Investments: Investment grade bonds (64.5%), preferred stock (11.9%), non investment grade bonds (8.9%), common stock (0.5%), other (14.2%)
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Reserve to Surplus
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
WT Holdings Inc
Investment Rating
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Company Address
6800 Southpoint Parkway
Jacksonville, FL 32216
Phone Number
(800) 691-6140
NAIC Number
16578
Largest Affiliates
C
Jacksonville, FL - P&C
C
Glen Allen, VA - P&C
B
Independence, OH - P&C