B
Stillwater P&C Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
18.20
Risk Adjusted
Capital Ratio #2
10.50
Loss
Ratio
47.15%
Total
Assets
158.64M
Capital
128.10M
Net
Premiums
4.53M
Net
Income
8.26M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
967
388
1,355
28.63%
22.80%
2023
1,052
277
1,329
20.84%
22.83%
2022
1,162
337
1,499
22.48%
23.10%
2021
0
0
0
0.00%
22.81%
2020
411
144
555
25.95%
21.51%
2019
311
136
447
30.43%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
31
27
58
46.55%
47.78%
2023
28
28
56
50.00%
47.29%
2021
0
0
0
0.00%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
22
50
72
69.44%
41.49%
2023
12
10
22
45.45%
38.64%
2022
3
15
18
83.33%
39.39%
2021
0
0
0
0.00%
40.41%
2020
13
31
44
70.45%
48.09%
2019
7
6
13
46.15%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,601
3,423
8,024
42.66%
39.63%
2023
4,038
2,464
6,502
37.90%
36.96%
2022
3,651
2,581
6,232
41.42%
37.07%
2021
0
0
0
0.00%
39.17%
2020
3,057
2,557
5,614
45.55%
35.42%
2019
2,948
2,456
5,404
45.45%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
12.77%
2023
2
3
5
60.00%
16.34%
2022
3
5
8
62.50%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1
1
2
50.00%
20.93%
2019
2
10
12
83.33%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
398
204
602
33.89%
45.00%
2023
193
64
257
24.90%
44.64%
2022
163
41
204
20.10%
46.15%
2021
0
0
0
0.00%
46.87%
2020
161
43
204
21.08%
43.90%
2019
179
66
245
26.94%
42.09%